Rear End Low Ball Offer to Policy Limits – $100,000

Published: 07/02/2026

Our client was injured as a result of a rear-end collision in Las Vegas, NV. He was driving a Lexus ES 350 sedan and hit due to the at-fault driver failing to pay proper attention and stop in time. Property damage was rather minimal.

As a result of the accident, our client sustained a concussion and injury to his neck, back, and left lower extremity. He also experienced headaches, blurred vision, and memory loss. Moreover, as a Lasik recipient, his eyes were especially vulnerable to subsequent injury. He was fairly consistent with his treatment. He saw a chiropractor, pain management, neurologist, and got an MRI. He was recommended a Lumbar transforaminal epidural steroid injections but did not get it due to being in a tough space.

The initial offer was $7,000 prior to our demand being sent. After we sent the demand, we were able to get a prompt policy limit tender of $100,000, more than 14x-ing the initial offer.

The client is very happy with the result. He is feeling better as well. Since there was room for a relatively large advance, he was able to pay off his divorce settlement and tuition for HVAC school.